Do You Feel At A Loss Knowing What Your Assets and Liabilities Are? Not Sure If You Are On The Positive or Negative Side of Net Worth? Do You Multiple Assets And Want To Know In Aggregate What You Are Worth? Do You Want A Starting Point For Making Future Investment Decisions? If You Answered "Yes" To Any Of The Above, Look No Further.  This Is The Course For You! *** Updated in January 2021 with new content! *** Enroll today and join the 100,000+ successful students I have taught as a Top Rated Udemy instructor! Three reasons to TAKE THIS COURSE right now: You get lifetime access to lectures, including all new lectures, assignments, quizzes and downloads You can ask me questions and see me respond to every single one of them thoroughly! You will are being taught by a professional with a proven track record of success! Bonus reason: Udemy has a 30 day 100% money back guarantee if for some reason you don't enjoy the course! Recent Review: Mike C. says: "Great course, I've known for years I needed to keep better tabs on my net worth and exactly what I owe and what I own, but it seemed like a lot of work.  Chris has nicely put together a way to do exactly that without the pain.  Simple, easy to follow, but so powerful.  Really can't recommend this course enough, highly useful!" Why You Should Take This Course: Often we get tied up with the day to day routine of life and forget to take a step back and think about the big picture.  Take the first step by determining what your Personal Net Worth is easily with this course.  Become empowered with information and make important life decisions with ease going forward. Become a personal finance PRO with this course and know what your net worth is easily! This course is 100% in Microsoft Excel, showing you from start to finish how to build a template to calculate your personal net worth.  First we will start by teaching you basic Excel skills for anyone who isn't as familiar with the tool. From there, we will start with a blank workbook and build a fully functioning personal net worth calculator.  You will also be able to record your net worth at any given point, so you have a running history of the changes. As well I provide the template we build in the course for you to download! If you don't have the time or desire to build your own, you can simply use the personal net worth spreadsheet we build in the course and modify it to meet your needs. What We Do In The Course: Start with teaching basic Excel functionality Start with a blank Excel workbook which will become your net worth calculator Build the proper structure for a calculating personal net worth Format the spreadsheet so it is easy to read and follow Place formulas in to calculate totals where appropriate Create a summary tab to show overall totals Show you how to track your results over time for reference Teach you how to then use that information to make informed decisions about your life And Much More!!! At any point if you have a question, please feel free to ask through the course forum, I'd be happy to answer any and all questions. ***CLICK "BUY NOW" AND LEARN HOW TO CALCULATE YOUR PERSONAL NET WORTH IN EXCEL! *** About The Instructor Chris Benjamin, MBA & CFO is a seasoned professional with over 25 years experience in accounting, finance, financial reporting, and small business, and personal finance.  Having spent the first 10 years of my career in corporate settings with both large and small companies, I learned a lot about the accounting process, managing accounting departments, financial reporting, external reporting to board of directors and the Securities and Exchange Commission, and working with external auditors. The following 10+ years I decided to go into CFO Consulting, working with growing companies and bringing CFO level experience to companies.  I help implement proper best business practices in accounting and finance, consult on implementation of accounting systems, implementing accounting procedures, while also still fulfilling the CFO roll for many of my clients which includes financial reporting, auditing, working with investors, financial analysis and much more. Thank you for signing up for this course on Udemy. I look forward to being your instructor for this course and many more! Chris Benjamin, Instructor, CFO & MBA

A nuts-and-bolts financial literacy course for students on both sides of college. With more than 80 engaging videos in 17 information-packed segments, Personal Financial Management from College to Career delivers knowledge you can put to use today and later on in life. Since 2009, Mitchell D. Weiss has been teaching his typically oversubscribed personal finance course at the University of Hartford. Now, Mitch is bringing both the course and its accompanying "un-college-textbook," Life Happens , to vivid life online. You'll learn how to evaluate student loans, bank loans and competing credit card offers, approach buying a house or car, protect against ID theft, prepare for and choose between career opportunities, compare different insurance products, deal with financial adversity, and much more. Mitch's straightforward explanations and wide-ranging advice are easy to follow and implement. The 17-section course can be taken from start to finish or sampled à la carte, if you prefer to focus on just what you need today. The e-text contains thought-provoking questions, real-life problems, and links to the same online tools Mitch uses on screen to solve those problems. The book also includes hundreds of additional links to even more educational resources and informative articles on this important subject. About your instructor: Mitchell D. Weiss is an experienced financial services industry executive and entrepreneur, adjunct faculty at the University of Hartford a former member of the board of the university’s Barney School of Business and co-founder of its Center for Personal Financial Responsibility. He also is adjunct faculty at Rutgers University's Mason Gross School of the Arts. In addition to Business Happens: A Practical Guide to Entrepreneurial Finance for Small Businesses and Professional Practices, he is also the author of Life Happens: A Practical Guide to Personal Finance from College to Career-2nd Edition and its companion course book , and College Happens: A Practical Handbook for Parents and Students . Business Happens - A Practical Guide to Entrepreneurial Finance for Small Businesses and Professional Practices

As a business owner, you must be financially literate and have a good grasp of the financials behind your business. It is at the heart of everything. After all, a business must generate a profit, manage its costs and be able to attract investors. You must be aware of the drivers behind your sales, your cost, your margins, forecasting into the future, your liabilities, assets and how to finance your business. Learning about finance can enable you to make better decisions, negotiate more effectively, and grow your business. All entrepreneurs need to know everything from marketing to operations, product placement and design, and, of course, finance. You do not need to be an accountant or financial expert in order to budget, do your book keeping, taxes, calculate price points, and project revenues and costs well into the future to ensure continued success. Join this course today and position yourself for unique learning on all these concepts from experts, and access a wealth of knowledge, continuous learning and development and templates as resources on the curse and on the Enterprise Collaboration Lounge on Trello and Slack. This certified course is one of 7 courses in SKILL-UP FOR YOUR BUSINESS , our online program for entrepreneurs to conceptualize, start or grow businesses through (i) immersive individual & peer-to-peer learning using our curated & exclusive content based on 6 years’ experience working with 2000+ people across Nigeria and through 150 partners, delivered by experienced instructors, tracked through a learning log; (ii) business challenges with prizes to support your businesses and; (iii) access to our unique & exclusive ENTERPRISE COLLABORATION LOUNGE for funding through the pitch platform, legal, accounting, web development etc. experts and service providers, mentorship from successful entrepreneurs, opportunities, market place, business tools & services, continuous training and so much more. At end of the courses, you should have a comprehensive understanding of product/service development and provision, business operations, sales and marketing, ownership, management and control, business structures, financial forecasting and financing plan and have a strong business plant to act as a roadmap for continued business scale and success. All participants follow a three-step process to join our 500+ strong entrepreneurship ecosystem: · Sign Up and Complete Registration Form: · Complete the course, end of course evaluation form  and log your learning in your enterprise learning log · Join the Enterprise Collab Lounge

This online course shows you, step-by-step, how to teach your children basic financial life skills such as earning money through chores, saving, managing and investing it. By following this 7 habit system, your children can also take charge of their finances early, and become what we call "Money Master Kids" in no time. "Children are the world's most valuable resource and its best hope for the future" - John F. Kennedy FREE virtual classes for Wise Money Education are also available for kids between 5 and 12. Contact Money Master Kids for more info.

How To Find & Eliminate Spending Leaks is designed to help you plug the leaks your personal budget.  By the end of this course you will have the tools needed to identify and correct key holes in your budget.  We will go over the worst offenders including your current bills, miscellaneous bills, grocery spending, & credit card usage. I have included step by step directions and am using these same methods to save money by controlling my spending. Seven years ago my husband and I had $446,000 worth of debt.  We knew we were in trouble, but were overwhelmed with the numbers.  It was a very scary time period for us.  I went through our spending and eliminated everything I could and then did the same thing over and over again. I kept refining the process and learned to be very intentional with my spending. We now owe $118,000 after paying off $328,000 in seven years. It has been a long process, but I firmly believe that anyone can decrease debt by learning to control their personal finances. This class will provide the foundational tools you need to begin this process. I want you to be able to look back at your progress in 3-5 months and know that you have transformed your spending habits through hard work and determination. I probably shouldn't admit this, but nothing in this class is earth shattering.  It is all common sense practical advice that will help you change your view of money and subsequent spending habits. More then anything, I want you to know that you can do this.  I'll be your cheerleader throughout the process and you are always welcome to contact me directly.  You can do this! Amy White - Daily Successful Living

99% of us are working for a living by trading our precious time for money. We have little to no Personal Finance Understanding and this impacts our overall personal development. Traditional retirement theory is focused on what Bill calls "Big Gulp" investing:  Save a lot of money in a 401k/IRA and at age 65 start drawing it down and hope it doesn't run out before you die.  In the meantime you have to grind out 40 hour work weeks for 40+ years. THERE IS A BETTER WAY! Creating Personal Finance Understanding that impacts your overall Personal development is the key. The way to unlock it is with  Passive Income Streams from purchased assets are the key to retiring early and never running out of money before you hit the Big Pine Box in the sky.   The first step in achieving this goal is to empower yourself by making sure you are Financially and Investing literate.  Traditional personal finance and investing courses are not effective.  This course will show you an entirely new and proven way to achieving Financial Freedom. We work hard for our money and we want things in life. Society has created systems that take advantage of our human impulses that cause us to financially behave in ways that sabotage our ability to retire at an age early. Some folks will retire sooner than others because they acquired unique knowledge that others simply don't have. These people have Personal Finance Understanding and a better overall life that impacts all areas of their personal development. One such person is your instructor, Personal Development & Personal Finance master Bill Stephens . Despite not fully putting his teachings into practice until his early 30’s he was able to retire at age 41, which was 18 years ago. He is married with two grown financially literate kids that are in flagship state universities. He lives on a tropical Island where the average property values well exceed 1 million dollars. He was a professional salesperson and started three businesses.  He taught himself personal finance & investing strategies and developed a system that can work for anyone. And he will share this knowledge with you in this course. In less than 1 hour you will learn: Bill's Fundamentals of Financial & Investing Literacy The Two most important Formulas in the world that every person MUST know Two types of Income & Two types of Expenses The 4 steps to financial freedom How to Leverage Your Income Is a Home Mortgage Good or Bad Debt? Financial Photosynthesis & Why it is Crucial to Your Success The 4 Crucial Life Skills The Myth of Owning your Own Business Tactics and Strategies to decrease expenses & Increase Income Understanding Investment Models Early Retirement Strategies & more The primary objective of this course is to give you Bill's unique Fundamentals of Financial & Investing literacy so that you can create a plan to help you become financially free in the shortest time possible.  This course is a MUST for high school students, young adults, and any adult who wish to achieve early Financial Independence. Learn how to be masterful in Personal Finance and have a huge leg up on Personal Development in less than one hour. This value packed course will give you the formulas and strategies to get you off of the road of “trading time for money” and having your money work for you. We deliver this course with videos, audios and a workbook designed to sync up with the lessons. This course is available to you forever. But don’t wait to take this course. Take it today because in just one short hour you’ll know what you need to begin your journey to financial freedom. Enroll today, knowing that If you aren't delighted with this video based training course, claim a full refund within 30 days of purchase!

This course is designed to help anyone get a better grasp on their personal finances by building a budget and a personal balance sheet, or net worth statement. As an engineer, I'm constantly trying to build systems to automate repetitive tasks, and always trying to make things easier, more efficient and more effective. I've tried several methods for budgeting, from manually tracking all my spending and filling out worksheets each month, to complicated software that never quite works the way I want it to, and I always quit after a short time out of frustration - so I built my own. I think I have a system that's very simple and intuitive, with a lot of useful effort-free features, and most importantly, it's easy to stick to. We'll go step by step through the system, which is basically a couple of simple Microsoft Excel spreadsheets, and I'll show you how to customize it for yourself. Along the way, we'll talk about all of the important financial principals behind it like fixed vs. variable expenses, liquid and illiquid assets, and how to set up an emergency fund with your savings. Once you're set up (some short videos and just a little bit of homework), here's what you should have: A complete picture of your personal finances, including: How much you spend each week and each month, broken down into the categories you care about most. A budget based on your real spending, where you can see the current picture and set goals for the future. A net worth statement, showing everything you own vs. what you owe. You will be able to easily: View automatically updated graphs of your spending over the last year. Fine tune goals for your budget, track your progress and watch your success translate into a higher net worth. Perform what-if scenarios that help you to make better financial decisions. For example: Should you buy or lease that car (and how much should you pay)? Should you rent an apartment or buy a house? Can you afford an extra vacation if you cut back on going to the movies? You'll see instant improvements in your financial well being: Reduce your "waste" spending Less worrying each month about forgetting bills, or not being able to pay them Be prepared for making investments, applying for loans and credit without digging through years worth of receipts Hopefully this course will be like giving yourself a raise . You'll be able to take more vacations and use your money the way you want to, without it disappearing under your nose... And your stress level will go way down: you'll have the piece of mind in knowing where you stand at all times!

Did you know that you can retire in less than 20 years by applying a very simple wealth formula to your life? Even better... Did you know that by adjusting only a few parameters in that wealth formula, you could easily bring that 20 years down to only 10 years? Does retiring in 10 years from now still sound too far away? How about being able to retire in 5 years' time? This really is possible for ANYONE to achieve! By applying the right wealth formula, you could very easily retire within the next 5 to 20 years! You don't need to work a mediocre job for 40+ years only to discover your nest egg isn't large enough for you to retire on. There is a better way, and you'll find it in this course. In this course you will learn how to retire in 20 years or less. How much earlier you get to retire depends completely on which of the three Passive Income Plans you choose to either retire in 20 years, 10 years or in only 5 years from now. The great thing about a formula is that it's founded in math, in numbers. And numbers never lie. Therefore creating wealth for yourself and for your family so that you can retire early and live the life of your dreams is as simple as following a proven formula until you get the desired result. It's like baking a cake... If you follow the recipe to the letter, the result will inevitably be a very delicious cake. Learn the fundamentals of wealth creation and follow the wealth formula that have stood the test of time (all of which you'll learn in this course), then achieving Financial Freedom will be inevitable for you . Unfortunately most people don't even get to retire comfortably, because they never learnt these fundamentals of wealth. Even though 20 years might sound like a long time, you will still retire much earlier and much more comfortably than 90% of the world's population. In essence, buying back many years you would've had to keep working to make a living. And that is the goal of creating passive income streams - To buy back your time and your life! Passive income streams is all about creating more time ... Time to do what you love, time to spend with your family, time to actually be there for your kids so that you can experience the joy of seeing them grow up, and also time to pursue your truest purpose in life and as a result create a lasting positive impact in the world. Passive income the key to living a fulfilling life! You can start building your passive- and semi-passive income streams immediately which will enable you to retire within the next decade or two (depending on how diligently you apply the wealth formula you'll learn about in this course). Start working towards your early retirement right now - ENROLL FOR THIS COURSE

Right now, is it looking like your going to have to stop drinking coffee for the next 40 years to help pay off your debt? Regardless of how much debt your in, your lifestyle DOES NOT have to drastically change in order to pay off your debt. In fact, YOU can have a better lifestyle WHILE paying off your debt. The key is making smarter choices. In this Debt Free Personal course you'll learn about: How to stay out of debt in the first place Proven strategies for getting out of debt How one can reduce their debt quickly AND MUCH MORE! If you're ready to make the move to having better personal finances, then this course is your starting point to doing exactly that! Enroll today, and invest into your future! ============================ INSTRUCTOR BACKGROUND I've been an entrepreneur for 10+ years, and have taught over 25,000 students how to improve their own skills. I've become a eBay Powerseller and Amazon Best Selling Author and active consult with multiple 6, 7, and 8 figure businesses. From what I've learned from these experiences, I'd love to share the knowledge with you. My goal is to help as many people possible by teaching each student everything I know about each topic. I teach to ensure each student  leaves each of my courses feeling like they've learned something new. ============================ GET ONE-ON-ONE HELP Regardless if your just starting your course or have been done for months, I'm happy to help you. Students are able to start discussions and message me with private questions. I aim to answer 99% of questions within 24 hours. I really enjoy helping students who've taken my courses and I look forward to helping you! ============================ AMAZING VALUE: LEARN FROM 10+ YEARS OF EXPERIENCE ALL IN JUST A COUPLE HOURS! The information that you'll learn in this course can be either learned from many years of experience, or you can learn valuable skills all best summarized within a couple hours of time. Is it really worth taking hundreds or even thousands of hours of your time to learn this information by yourself? The choice is yours to make. ============================ PROVEN STRATEGIES TO GROW YOUR BUSINESS All strategies that I share are either from my personal experience or are well proven strategies based off industry experts. ============================ WHY TAKE THIS COURSE? Simply put, save time, save money and learn valuable skills that you can implement into your life (for the rest of your life). Learn from others that have done it before you, and learn what have proven to work best for them. Don't do it all by yourself! ============================ CERTIFICATE OF COMPLETION WHEN YOU FINISH THE COURSE When you complete 100% of the videos in this course, you'll be emailed a certificate of completion by Udemy! ============================ MONEY BACK GUARANTEE The course comes with a Udemy-backed, 30-day money-back guarantee so you can try this course absolutely risk free. This is not just a guarantee, it's my personal promise to you that you will improve your skills after completing this course. Invest in your future. Enroll now. __ Full Disclaimer: All financial decisions made are 100% your choice and your responsiblity. I/afflilates of this course don't take any type of responsiblity for your actions. You may see better, the same, smaller, or no results based on your actions. I am not a finanical advisor. This course has been designed to give you the most accurate information possible during the creation of this course.

This is a short course on basic money management which is conducted by the Institute for Financial Literacy, Singapore. We provide free and unbiased financial education programmes to companies and organisations. Description of Module: Learn to set S.M.A.R.T. financial goals and work out how much you need for your goals. Develop a budget by tracking your spending and savings on a regular basis. Learn how to cut down on expenses and reduce debt. Financial planning includes: Managing your income to meet your current as well as future needs, such as your retirement or your children’s education; Managing exposure to unforeseen events like pre-mature death, illness or disability; Managing savings and investments to meet your financial goals. Setting up a budget is a good way to start taking control of your financial situation because it helps you to: Live with your financial means, and meet expenses; Track spending, in order to meet both your long-term and short-term goals; Control your money, so that it does not end up controlling you. The concept of money comes with a lot of associated feelings. Too little money can make you miserable. Too much money can also make you miserable. Managing money means knowing how to: Make and earn money; Hang on to it once you have it; Spend it; Invest it; Enjoy it in our golden years. In this module, we will cover essential money management skills such as setting financial goals, preparing a budget, Paying Yourself First (Saving a portion of your income the moment you receive it), assessing your expenses, stretching your dollar and debt management. We will also cover important topics such as the Power of Compounding Interest and Consumer Debt. Take this module as a step towards financial wellness. Browse through the text content in the lectures and download the supplementary materials for additional learning. This course will take your about an hour to complete.